Roots and Wealth Group, a subsidiary of SJA Financial Services, LLC
Calculator Inputs: Birth year and retirement account balance you enter to generate your RMD estimate. Used only to calculate and display your result; not required to browse the site.
Personal Information (only if you request a free report, rate check, or consultation): Name, email address, phone number, physical address; payment information if applicable; opt-in records and timestamps for all communication channels.
Non-Personal Information: IP address, browser type, device information; website usage patterns and analytics; cookies and similar technologies.
Customer Communication: Records of inquiries and service requests; appointment details and preferences; service history and feedback.
We use collected data to: calculate and display your RMD estimate; provide and improve our services; process requests for a free report, rate check, or consultation; communicate with you about your inquiries, appointments, and promotions; enhance website functionality; ensure security and fraud prevention; maintain records of your communication preferences and consent.
By opting into our SMS messaging services, you agree to receive text messages related to our services, including appointment reminders, customer support, and important updates.
Opt-In & Consent: You will only receive messages if you have explicitly opted in. We maintain timestamped records of all opt-in actions. We comply with the Telephone Consumer Protection Act (TCPA) and all applicable laws.
Opt-Out Instructions: You can cancel SMS notifications at any time by replying "STOP." You will receive a final confirmation message, and no further messages will be sent unless you re-opt in. All opt-out requests are processed within 24 hours.
Message Frequency & Content: Message frequency varies based on your interactions with our business. Messages will be directly related to the services you have requested. We do not send promotional content without specific consent.
Help & Support: Reply "HELP" for assistance or contact us at the email below. Customer support is available during regular business hours.
Carrier Information: Standard message and data rates may apply. Carriers are not liable for delayed or undelivered messages. Supported carriers include AT&T, Verizon, T-Mobile, Sprint, and most regional carriers.
SMS Data Protection Statement: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We do not sell, rent, or trade personal information with any third-party vendors, other than SMS aggregators and providers solely for the purpose of delivering messages you've consented to receive. All service providers are contractually obligated to maintain confidentiality and security.
Legal Compliance: If required by law, legal process, or to protect our rights; in response to valid law enforcement requests or court orders.
Business Transfers: In case of mergers, acquisitions, or sale of assets, your data remains protected under the terms of this policy.
We implement and maintain reasonable security measures to protect your personal information, including encryption of sensitive data in transit and at rest, secure access controls and authentication mechanisms, regular security assessments and updates, employee training on data protection, breach notification protocols in accordance with applicable laws, and secure backup systems and disaster recovery procedures. Despite these measures, no method of transmission over the Internet or electronic storage is 100% secure.
We use cookies and similar technologies to analyze site traffic and user behavior, remember your preferences, improve website functionality, and measure the effectiveness of our services. You may control cookies through your browser settings.
You have the right to access, update, or delete your personal information; opt out of marketing emails by clicking "unsubscribe"; opt out of SMS messages by replying "STOP"; request information on how we process your data; withdraw consent at any time; and lodge a complaint with a supervisory authority if you believe your rights have been violated. To exercise these rights, contact us using the information below.
Our website may contain links to third-party websites, including other websites operated by Roots and Wealth Group, a subsidiary of SJA Financial Services, LLC. We are not responsible for the privacy practices of unaffiliated third-party sites and encourage you to review their policies. This privacy policy applies only to information collected by MyRMDCalculator.com.
Effective date: September 2026. This CCPA notice applies to California residents and supplements the rest of this Privacy Policy.
Categories of Personal Information We Collect: identifiers (such as your name, email address, and phone number), and information you provide through our website, including our RMD calculator and consultation requests. We do not knowingly sell the personal information of minors under 16 years of age.
How We Use and Share Your Information: We use the information you provide to respond to your inquiries and connect you with licensed insurance professionals who can discuss retirement, annuity, and insurance options with you. We may share your information with licensed insurance carriers or partners for this purpose. We do not sell your personal information for monetary compensation.
Your California Privacy Rights: You have the right to know what personal information we collect, use, and share; request deletion of your personal information; correct inaccurate personal information; opt out of the sale or sharing of your personal information; and not be discriminated against for exercising these rights.
How to Exercise Your Rights: To exercise any of these rights, contact us using the information below. We will verify your request and respond within the timeframe required by law.
We may update this policy periodically. The latest version will always be available on our website with the effective date.